Finding credible mental health services can be difficult, particularly for those of the LGBTQ+ community who tend to have additional stressors and hurdles while seeking treatment. With discrimination, family rejection, and everyday survival in a frequently cruel environment, the need for responsive and effective therapy becomes imperative. It is a relief to say that residents in Chicago who have Blue Cross Blue Shield (BCBS) insurance have the opportunity to seek appropriate mental health care help.

The Importance of LGBTQ-Affirming Therapy

The mental health problems among members of the LGBTQ+ community have been profound. The LGBTQ+ population tends to suffer from anxiety, depression, and trauma much more than other people do. Some do not pursue therapy because of negative experiences with unsupportive therapists or insurance concerns. 

In Chicago, there are several therapists who provide care to the LGBTQ+ community, offering therapeutic help in identity, relationships, and well-being. The right provider understands the numerous complexities that come with being an LGBTQ+ member and assures responsive care. At Summit Psychotherapy, we provide that balance.

Using Blue Cross Blue Shield in Chicago for Therapy

Understanding your plan’s reimbursement rates and possible benefits is crucial if you want to use your Blue Cross Blue Shield (BCBS) insurance for therapy in Chicago. BCBS operates in Chicago and has several plans, including PPOs and HMOs. There are differences in coverage by type of plan. Let’s make sure you maximize your benefits!

Finding an In-Network Therapist

To make the most out of the insurance reimbursement, look for an in-network therapist with BCBS Chicago. This will reduce your financial burden as you seek therapeutic assistance. The mental health therapists at Summit Psychotherapy are in-network with BCBS.

Ready to start your healing journey? Contact Summit Psychotherapy today at
(773) 612-6206 or complete our intake form to schedule an appointment.

Copays and Deductibles

Your BCBS plan may have a copayment that requires you to pay upfront for each session, or you may have to meet a deductible cap before your insurance takes effect. Learning this beforehand lets you plan for and avoid unexpected costs in your mental health needs.

Teletherapy Options

Many BCBS plans include telehealth services, which is another added convenience to the already beneficial BCBS offerings to the LGBTQ+ community. This will allow private sessions from any location online. Here at Summit Psychotherapy, we provide telehealth options in addition to our in-person therapy sessions.

Getting A Referral (if needed)

Some plans (especially HMOs) require a referral from a primary care provider. Make sure you understand your plan’s requirements to avoid unnecessary scheduling hassles and delayed treatment concerns.

The Bottom Line

Mental health support should never seem like it is out of reach. If you have Blue Cross Blue Shield Chicago, there is plenty of help to ensure you get the support you need. Searching for an accommodating therapist makes a big difference to your general wellness, and so does receiving the care that allows you to prosper emotionally and mentally.

No matter if you’re looking for therapy for the first time or seeking out a new clinician, that first move is strikingly simple, yet acts as an efficacious tool for self-care. You are not on your own, and aid is out there to take advantage of. Summit Psychotherapy is here to help.